June 14, 2012
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MESSAGE FROM CONGRESSMAN STENY H. HOYER

June is National Homeownership Month, and I wanted to share some state and federal government resources that are available to those looking to buy a home. While owning a home has always been a central part of the American Dream, the housing market, particularly in Prince George’s County, has been hit hard by the economic recession.  The good news is that we are beginning to see a recovery, and more people are considering homeownership. I hope you find these resources helpful:

  • The U.S. Department of Housing and Urban Development has step-by-step information on buying a home and offers counseling services. Click here for more information.
  • The U.S. Department of Agriculture (USDA) provides loans and grant funds to homeowners to help repair their homes and to assist affordable rural rental property owners repair their properties. The Secretary announced last month that USDA is accepting grant applications from qualified organizations for repairs, health, safety and accessibility improvements until June 25. Click here for more information USDA programs, and here for information on how to apply.
  • The U.S. Department of Veterans Affairs offers a loan guaranty program to  veterans and service members who want to obtain, retain, or adapt a home. Click here for more information.
  • The Maryland Mortgage Program (MMP) offers a number of programs to help Marylanders buy or retain a home, such as the Save-A-Home Loan Program and the $30 Million Targeted Areas Initiative, which provide reduced interest rates and other incentives. The MMP has also partnered with employers on a program House Keys 4 Employees to help Maryland's workforce become homeowners. Additionally, the MMP offers down payment and closing cost assistance. Click here for more information.

As always, thank you for allowing me to share this information with you, and please continue to share your concerns and insights with me by contacting my office or connecting with me on Facebook, Twitter, or YouTube.

With warmest regards, I am

Sincerely yours,

Steny H. Hoyer

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